HDB Financial Planner

Property Details

Price ($)

Property Type

Legal & Misc Fees ($)

Buyers Profile

Buyer 1

Age

Monthly Income

CPF OA Balance

Other Debt (Mthly)

Buyer 2

Age

Monthly Income

CPF OA Balance

Other Debt (Mthly)

Funds & Grants

Cash Savings Available

Est. CPF Housing Grants What is this?

Include EHG, PHG, and Family Grants.

Loan Configuration

Loan Type

Interest Rate (%)

Tenure (Years) Max: 10 yrs

Manual Loan Amount ($) Max: ...

Income Req. for this Loan:

Financial Health

Affordable

Downpayment

Monthly Repayment

Cash Proceeds Needed $0

Positive means you need to pay cash. Negative means surplus.

Cost Breakdown

Purchase Price $550,000

Buyer's Stamp Duty (BSD) $0

Legal & Misc Fees (Est) $870

Total Cost $0

Funding Sources

Loan Used

CPF Usage

Grants

Cash on Hand

Servicing Ratios

MSR (Limit 30%) 0%

Applies to HDB Loans & ECs

TDSR (Limit 55%) 0%

Selling Details

Target Selling Price ($)

Est. Price Drop (%)

Effective: $475,000

Outstanding Loan ($)

Amount owed to HDB/Bank

CPF Refund to OA ($)

Principal Used + Accrued Interest

Transaction Costs

Agent Fee (%)

+ GST (9%)

Est: $14,170

Legal & Admin Fees ($)

Include Resale Levy

Payable in cash/proceeds if buying a second subsidised flat.

Sale Outcome

Estimated Cash Proceeds $0

Total CPF Returned $0

*This cash amount can be used for your next purchase downpayment.

Proceeds Breakdown

Selling Price $650,000

Outstanding Loan -$200,000

CPF Refund -$250,000

Agent Fee (Inc GST) -$14,170

Legal/Admin -$500

Resale Levy -$40,000

Net Cash Proceeds $0

HDB Planner